Cup Loan Program | How To Apply For Loan?

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Cup Loan Program” is offered by the US military to working service members and other employees. CUP stands for Cash Unrealized Pay.

You know what?

The Cup Loan program helps military members to get pay before payday comes. This is very useful for the military members who are facing financial difficulties.

The Cup Loan Program offers loan amounts based on service member individual salary and allowances. After getting the loan amount according to your salary and needs, the loan amount will be deducted from your next month payday.

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What is the Cup Loan Program?

Cup Loan Program

The Cup Federal Credit Union was formed in 1960. The Cup Loan program is not only used by military people, This Loan is also used by all employees and family members.

Here are the list who eligible for Cup Loan Program,

  • Employees and family members of the Bureau of Reclamation,
  • Strawberry Water Users Association,
  • South Utah Valley Electrical Service District,
  • Central Utah Water Conservancy District,
  • Uintah Water Conservancy District, and other agencies which are housed in the Bureau of Reclamation building.

What are the Services Offered by the Cup Loan Program?

Services Offered by the Cup Loan Program

According to the Cup Loan program there are more services offered, Here are the list of services.

  1. Online and Mobile Banking
  2. Electronic Transfer
  3. Investments
  4. Loan Options
  5. Wires
  6. Checking and Savings

Online and Mobile Banking

With the help of a CUP (Federal Credit Union) account you can access all features via computer or mobile gadgets.

Here are the steps to access,

  • Login to credit union website
  • Choose Mobile banking options
  • Now, Log into your account

Electronic Transfer

In CUP Federal credit union you will get assistance from a personal assistant to set up automatic transfer of funds.


The Cup Loan program offers a wide range of different investments according to loan. You can check the rates page for more information.

Loan Options

The Cup Loan program offers different rates and loan options. You can get loans like equity loan, RV loan, auto loan in Cup Federal Union Credit.

If you need to check the Cup rates page you can visit, If you need to see loan options on the lending page you can check it.


In a CUP FCU account, you can wire funds by requesting wire transfer. If you need to send via wire transfer, fill out the form and send it to the Cup Loan office.

Checking Services

The Cup Loan program offers checking and saving accounts. Here are some of the checking account services process held on Cup Loan program,

  • Overdraft Protection
  • Debit Card
  • Direct Deposit
  • Funds Transfers

Overdraft Protection

If the client has mentioned excess of payment in their checks, the Cup loan program claims up to $1000 credit line which will automatically pay.

Debit Card

The Cup Loan program offers VISA cards for all checking accounts.

Direct Deposit

The Cup Loan Program accepts direct deposit with the help of employers.

Funds Transfers

Customers can set up automatic withdrawals between Cup Loan and other financial companies. ( All set up starts when customers are authorized to do automatic payments).

Savings Services

The Cup Loan program offers savings services by saving certificates and IRA accounts.

How to apply for the Cup Loan program?

It’s easy to apply for the Cup Loan program by following below instructions,

Step 1 – Visit “Cup Loan program” official website

Step 2 – Click on the about page.

Step 3 – Click the “Join Today” button

Step 4 – You will be able to see the PDF document file, download it and edit with your correct information.

Step 5 – After editing your information send it to the cup loan company via email or directly through the office.

Requirements for getting Cup Loan Program

Here are some of the requirements needed to add in cup loan program, they are,

  • Account type,
  • Account Designations,
  • Account service type,
  • Member Application,
  • Ownership Information like ( Name, Address, Phone Number, D.OB, Social security number, Email address),

Is Cup Loan Program Legit?

You know what? The Internet is improving day by day and scammers are also increasing.

In the digital world 60% of legit companies and 40% of scammers are available. You need to verify twice if the website is legit or not.

So, I check manually using our experts to check whether the cup loan program is legitimate or not.

I check by 3 stages, Here are the reason and explanation about my checking,

Checking Stage 1

First I checked using google that “Cup Loan Program” has a physical address, Yes the Loan program has a physical address. 

302 E Lakeview Parkway Provo, UT 84606,

Checking Stage 2

After checking the address, our expert team checked whether the CUP has the correct phone number, we cross checked using this phone number.
Yes, the phone number belongs to the Cup Loan program.

Phone Number – 801-374-1170, (MON-FRI , 10 AM – 5 PM).

Checking Stage 3

Our experts check if the cup program is legit or not using forums websites like Reddit, Nairaland, Quora and other related websites. The website says the cup loan program is legit.

Checking Stage 4

Our experts team checks the cup loan website in “Whois” checker and it says the website has existed since 2008. This website is registered in Godaddy.

The website renewed the domain for up to 2030-04-20.

Checking Stage 5

Our expert team checks the contact details of employees via emails. And yes the cup loan is legit.

Here are the emails checked by our expert team,

a) Lin Thompson (President)

[email protected] 

b) Trudy Bailey(Loan Specialist)

[email protected] 

c) Nadine White (MSR)

[email protected] 

Cup Loan Program Address

302 E Lakeview Parkway Provo,

UT 84606.

Cup Loan Program Phone Number


MON-FRI , 10 AM – 5 PM

Wrap up

Now you clearly get an idea about the cup loan program right. Based on our expert advice if you need to get a loan you can try it with cup loan.

If you are interested in take cup loan program, Let you comment below.


What is the interest rate on a cup loan program?

Interest rates of Cup
Interest rates

6.45% is the interest rate on a cup loan program (unsecured loan).

Is the Cup Loan program real or fake?

The Cup Loan program is real and it 100% Legitimate.

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